Marketable Title: Ensuring a Secure Real Estate Transaction

Which of the following provides the strongest evidence of marketable title?

A) A general warranty deed

B) A title certificate

C) Title insurance

D) An attorney's opinion

Final answer:

Title insurance provides the strongest evidence of marketable title, offering a guarantee against future title disputes and covering potential legal claims, which is more comprehensive than a general warranty deed, title certificate, or an attorney's opinion.

Explanation:

The question addresses the topic of proving marketable title to a property, which is an assurance that the title is free from any legal defects and can be sold or transferred. Among the given options, C) Title insurance provides the strongest evidence of marketable title as it is a protective measure that guards the buyer and the lender against potential future legal claims or title disputes. A title insurance company carefully researches property records and provides a guarantee that the title is clear. This can include coverage for any legal challenges that may arise regarding the validity of the title.

A general warranty deed does provide a level of assurance, as the grantor assures the quality of title, but it does not offer the same comprehensive protection as title insurance. A title certificate is an official document stating the legal owner but on its own does not protect against claims. Lastly, an attorney's opinion is the result of legal research, but like the title certificate, it does not guarantee against future claims.

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