Debit Card: Access Your Funds with Ease

How can Ashley access the money in her checking account immediately and directly?

Which method of payment should she use?

Answer:

Debit card or B

The method of payment that Ashley should use to access the funds in her checking account immediately and directly is a debit card. By choosing option B, she can easily access her funds without delay.

What is a debit card?

A debit card allows you to spend funds directly from your checking account without the need to write a check. When you make a purchase using a debit card, the money is instantly deducted from your checking account. This eliminates any outstanding debt and ensures immediate access to your funds.

Unlike credit cards where you pay the bill at a later date, using a debit card deducts the purchase amount straight from your checking account right away. While credit cards may offer rewards and cash back, they also come with higher interest rates and annual fees compared to debit cards.

Choosing to use a debit card provides a convenient and direct way to access your funds without incurring additional debt or fees. Make the smart choice like Ashley and opt for a debit card for swift and hassle-free transactions.